Privacy Policy
Your privacy is important to us. We created this Privacy Policy for Globe Life Insurance Company of New York to explain how we collect, use, share, and retain the information we collect from and about you on our website. This policy is limited to this website; Globe Life Insurance Company of New York does not have control over the privacy policies of other websites, including those which you may access via links on the Globe Life Insurance Company of New York website. PLEASE NOTE THAT BY CONTINUING TO USE THIS SITE, YOU ARE PROVIDING YOUR CONSENT TO THE COLLECTION, USE, DISCLOSURE, AND RETENTION OF PERSONAL INFORMATION AS SET OUT IN THIS PRIVACY POLICY. IN SOME CASES, YOUR CONSENT MAY BE “IMPLIED” I.E. YOUR PERMISSION IS ASSUMED BASED ON YOUR ACTION OR INACTION AT THE POINT OF COLLECTION, USE, OR SHARING OF YOUR PERSONAL INFORMATION.
Personal Information
Personal information includes any information that can be used to identify or contact you, such as your name, address, e-mail address, telephone number or Social Security number. Globe Life Insurance Company of New York does not collect personal information unless it is voluntarily provided. We may use personal information only as required or permitted by law, including to verify your identity or to respond to requests or inquiries from you.
Information Collection
Globe Life Insurance Company of New York does not sell, share, or rent information collected on this site to others in ways different from what is disclosed on this Privacy Policy.
We limit the collection of personal information to what is reasonably required to fulfill the purposes for which it was collected. We collect personal information in the following ways:
Information You Provide Directly to Us: We collect information that you provide to us when you inquire about or purchase products and/or services through this website. If you refuse to provide any requested information (whether or not required), you may not be able to take full advantage of the website and its features. For prospective and current insurance agents, by submitting your contact information on web forms or on applications, you opt-in to being contacted by us via email, phone call, and/or SMS messaging. You can contact us at any time to opt-out of any communication.
Information from Third Parties: We may also collect information about you from third parties, such as consumer reporting agencies, a social media site, or a plug-in you use to log into or connect to this Site. We may associate or combine the information you provide through this Site with this information collected from third parties.
Social Media: We may use different social media websites and applications to interact with you. Any information collected about you from our interactions with you or other users (e.g., any users who are connections of yours) is subject to the requirements and restrictions set out in our social media best practices.
Information Automatically Collected: When you use this website, the server may automatically recognize you by a “cookie” or other tracking technology. These technologies act as unique identifiers and allow us to tailor this website to your specified interests and keep track of your activity on this website. This information may be added to your user profile and used to deliver offers and advertisements that we believe are relevant to your interests.
Furthermore, we may retrieve certain information from your browser (e.g., browser type, referrer URL, date and time of your visit, IP address) and device (e.g., MAC address, device type, screen resolution, and OS version). We use this information to monitor the performance of this website, analyze traffic patterns and usage, ensure that this website, and any related transactions function properly, and that they gather demographic information about our user base as a whole. This information may also be appended to your user profile so that we may further tailor this website to your interests and send you offers based on such information.
Tracking Options and California Do Not Track Disclosures: Certain parts of this website require “cookie” technologies (e.g., pixel tags), and we may use them to deliver more relevant advertising and to link data collected across other devices you use. You can adjust your settings to limit tracking (e.g., cookies or pixel tags), but as a result, you may not be able to use certain features of this website or take full advantage of all of our offerings. Please refer to your device or browser settings for more information on how to delete or decline cookies and control your tracking preferences. This website does not respond to do not track signals from most browsers.
For prospective and current insurance agents, by submitting your contact information on web forms or on applications, you opt-in to being contacted by us via email, phone call, and/or SMS messaging. We may use your information for purposes of contracting, compensation, and fulfilling other legal obligations under your contract. You can contact us at any time to opt-out of any communication.
Information Use
We may use your information to:
- Respond to your inquiries and communicate with you regarding the insurance products that you inquired about or purchased (e.g., emails, fulfillment mailings, newsletters);
- Help underwrite and provide accurate insurance premium rate quotes;
- Provide insurers with the required information for applications;
- Market to you and keep you informed of our products and services we think may be of interest to you;
- Provide, maintain, and improve customer service;
- Tailor your experience with services that correspond with your interests;
- Develop new products and enhance and websites; or
- Allow you to send messages to a friend through our website.
- For prospective and current agents, we may use your information for purposes of contracting, compensation, and fulfilling other legal obligations under your contract.
In addition, we may aggregate your information with that of our other users and use that information for benchmarking and analysis purposes.
We have a lawful basis for collecting and processing your information if (a) you have consented to such processing; (b) we have a legitimate interest for processing your data, like analytics, fraud prevention, improving our website and our business, and direct marketing; or (c) we are legally required to process it.
Disclosure of Your Information
Any disclosure of information follows our Privacy Policy. Please note that we will disclose information only as required or permitted by law.
We may share your information as follows:
- with our affiliated businesses;
- with our third-party service providers who provide services like payment processing, IT, and data analysis and who are under a contractual obligation to apply at least the same level of protection to your information as Globe Life Insurance Company of New York;
- with consumer reporting agencies;
- if you choose to send a message through our website, or contribute to public areas of our website (e.g., message boards, blogs); and
- with a third party in the event of a sale or transfer of all or part of our business (including in connection with any bankruptcy proceeding).
Subject to the next paragraph, for prospective and current insurance agents, mobile information, including text messaging originator opt-in data and consent, will not be shared to third parties for purposes of marketing our insurance products to you. For prospective and current insurance agents, by submitting your contact information on web forms or on applications, you opt-in to being contacted by us via email, phone call, and/or SMS messaging. If you wish to opt-out of SMS messaging, please reply STOP at any time to opt-out of SMS messaging.
We may also access and disclose your information to (a) comply with legal process; (b) to respond to lawful requests from authorities, including public and government authorities outside your country of residence, and to meet national security or law enforcement requirements; (c) to enforce our terms and this Privacy Policy; (d) to protect our business (e) to protect our rights, privacy, safety, or property and/or that of others; or (f) as necessary under applicable law, including laws outside your country of residence.
Our Commitment to Your Privacy
Globe Life Inc. companies are committed to ensuring that our practices regarding the privacy of the personal information we collect from you align with industry norms, adhere to contractual obligations, and comply with all applicable laws. Globe Life’s Privacy Office is committed to continual improvement and the effectiveness of privacy safeguards that our Globe Life employees need to adhere to through various mechanisms. These mechanisms include maintaining and assessing our privacy policies, routine evaluations, reporting standards, due diligence standards, training programs, and other methodologies.
Security of Your Information
We follow industry standards to protect your personal information from loss, misuse, unauthorized access or disclosure, alteration, or destruction. These standards include reasonable administrative, physical, and technical safeguards, such as encrypting sensitive information. Understand, however, that no security system is impenetrable. We cannot guarantee the security of our databases, and please understand that email or other communications over the Internet, as well as SMS or text messages, are not secure and may be intercepted while being transmitted to and from us over the Internet, by WiFi, or other means. We strongly recommend that e-mail messages do not contain personal or confidential information, particularly highly identifiable, sensitive information such as your Social Security number and driver’s license information.
Children’s Privacy
This website is not intended for children under the age of 18. We do not knowingly collect personal information from anyone under the age of 18. In the event we learn that we have collected personal information from a child under age 18 without verification of parental consent, we will delete that information. If you have any questions or concerns about the collection of the personal information of children, please contact us online or at the address below.
Changes to Privacy Policy
We may change this privacy policy from time to time without notice. The most current policy will be posted on this website. You are encouraged to review this online privacy policy regularly.
Changes to Personal Information
If you think that any personal information we have collected from or about you is inaccurate, you may notify us in writing at the address provided below. We will investigate your request and make appropriate changes as needed.
Feedback
If at any time you have questions or wish to report a violation of this privacy policy, please email us at PrivacyTeam@Globe.Life or contact us by mail at:
Globe Life Insurance Company of New York
ATTN: Privacy Office
P. O. Box 8080
McKinney, Texas 75070